What we do.

Helping businesses and individuals grow, protect, and manage their financial future.

  • A man with short dark hair wearing a dark shirt seated at a wooden table, drinking from a yellow mug, with a silver MacBook in front of him, a smartphone, and a book on the table. Behind him is an abstract painting with blue, white, and red colors.

    >> For Businesses

    We help businesses build strong foundations for growth through tailored finance, tax, and advisory solutions. Our team works closely with you to improve cash flow, strengthen business structure, and create strategies that enhance profitability and long-term success.

  • Person standing on a large rock with arms outstretched, overlooking a scenic landscape with mountains and a cloudy sky at sunset.

    >> For Individuals

    We support individuals with personalised financial planning and taxation services designed to grow and protect your wealth. From managing tax and investments to planning for retirement and financial independence, we help you achieve clarity in your financial future.

Office workspace with documents, calculator, notebook, keyboard, and laptop on a desk.

Business Advisory Services

  • We help you establish the right business structure to protect your assets, optimise tax outcomes, and support long-term growth.

  • We work with you to identify opportunities, improve cash flow, and streamline operations, helping your business run efficiently and profitably.

  • Our proactive tax planning ensures you take advantage of every opportunity to minimise tax and maximise savings.

  • We help you take control of your cash flow with practical strategies to manage income, expenses, and growth effectively.

  • We partner with you to plan, strategise, and implement solutions that drive sustainable business growth.

Click here to contact our Business Advisory Team

Accounting & Taxation

  • We prepare and lodge tax returns for:

    • Companies

    • Trusts

    • Partnerships, and

    • Individuals

    Our team ensures you stay compliant while maximising deductions and achieving the best possible tax outcomes.

    • BAS Lodgements – Accurate and timely preparation to keep your business compliant.

    • Capital Gains Tax (CGT) – Guidance to manage and minimise CGT obligations.

    • Fringe Benefits Tax (FBT) – Advice and reporting to meet employer tax requirements.

    • Payroll – Ensuring payroll tax and super obligations are met correctly.

    • Small Business Tax Concessions – Helping you access available benefits and incentives.

    • Land Tax – Assistance with assessments and compliance across properties.

    • Goods and Services Tax (GST) – Comprehensive GST advice and reporting support.

    • ASIC Compliance – Managing company obligations and keeping your records up to date.

  • We prepare clear, accurate, and compliant financial statements that give you a true picture of your business performance.

  • As Xero Certified Advisors and a Xero Gold Champion Partner, we offer expert cloud-based accounting solutions tailored to your needs.

  • We provide comprehensive SMSF services, from establishment and compliance to ongoing administration and tax reporting.

    Our team ensures your fund is managed efficiently and in line with regulations, helping you build and protect your retirement wealth.

Contact our Accounting & Taxation Team
A small plant growing from the top of stacked coins, symbolizing financial growth and investment.

Financial Planning Services

  • We offer personalised financial advice to help you grow, protect, and manage your wealth with confidence.

    Our tailored strategies are designed to achieve your lifestyle goals and secure your financial future.

  • We help individuals take control of their personal finances with tailored cash flow management strategies.

    Our advice ensures you can meet your financial goals, reduce stress, and make the most of your income.

  • We create personalised retirement plans to help you build wealth, protect your assets, and enjoy financial freedom in retirement.

  • We help you build and preserve wealth for future generations through smart financial planning and strategic investment advice.

  • We work with you to develop a clear estate plan that protects your assets and ensures your wishes are carried out.


    Our guidance helps provide peace of mind for you and financial security for your loved ones.

Contact our Financial Planning Team

Property Lending          

Miniature house model with a set of keys and a keychain on a wooden table.

  • We help first home buyers navigate the lending process with confidence.
    From securing pre-approval to finding the right loan and understanding government incentives, we make your first home journey simple and stress-free.

  • We provide expert advice for residential property investors, helping you choose the right loan structure and maximise tax and investment benefits.

  • We help you find competitive loan options and refinancing solutions to reduce costs and improve cash flow.
    Our team compares lenders and structures to ensure your finance works smarter for your goals.

  • We assist businesses in securing property loans that support growth and long-term success.
    Our tailored lending solutions help you purchase, refinance, or expand your commercial property portfolio with confidence.

Contact our Lending Team

Nicol & Nicol Pty Ltd, ABN 12 007 357 422 is an authorised representative of Count Financial Limited ABN 19 001 974 625 holder of Australian financial services licence number 227232 (“Count”). Count is owned by Count Limited ABN 111 26 990 832 of GPO Box 1453, Sydney NSW 2001. Count Limited is listed on the Australian Stock Exchange.  

 The information on this web page is not financial product advice and is provided for information only. 

**Kenneth Chung is a Credit Representative 392800 of Finsure Finance and Insurance Pty Ltd ABN 72 068 153 926 with Australian Credit Licence  Number 384704 

General advice warning:  The advice provided is general advice only as, in preparing it we did not take into account your investment objectives, financial situation or particular needs. Before making an investment decision on the basis of this advice, you should consider how appropriate the advice is to your particular investment needs and objectives. You should also consider the relevant Product Disclosure Statement before making any decision relating to a financial product.

Please note that any taxation and accounting services are provided by Nicol & Nicol are not within the authority of Count Financial Limited’s (“Count”) Australian financial services licence number 227232.

Count’s Privacy Policy | Count’s Complaints Policy | Terms and Conditions

Financial Services Guide